Crop Hail

Wheat Damaged by Hail

Crop Hail coverage provides protection against physical damage from hail and/or fire. Other coverages provided include fire department service charges, transit coverage to the first place of storage, catastrophe loss award (most coverages) and replanting coverage (most crops). Options exist in some areas for other perils, such as wind and theft. Crop Hail can be used along with MPCI or other comprehensive coverages to offset the MPCI deductible and provide protection up to the actual cash value of the crop. Coverage is provided on an acre-by-acre basis, so damage that occurs on only part of a farm may be eligible for payment when the rest of the unit remains unaffected. Crop Hail policies are not part of the Federal crop insurance program and are provided directly to our farmers through our partnership with Rural Community Insurance Services (RCIS).

Please contact us with any questions regarding risk management solutions for your operation.